Company Data

StarMine Private Company SmartRatios Credit Risk Model

An overview of StarMine Private Company SmartRatios Credit Risk Model

The StarMine Private Company SmartRatios Credit Risk Model (PCSRCR) is an intuitive and robust default prediction model that provides a view of a private company’s credit condition and financial health by analyzing a wide array of accounting ratios that are predictive of credit risk. The model produces estimates of the probability of default or bankruptcy within 1 year for over 600K private companies globally, including financials. The default probabilities are also mapped to letter grades and ranked to produce 1-100 percentile scores.

The Private Company SmartRatios Model takes fundamental data as inputs from the financial statements of private companies. It outputs a Probability of Default by analyzing accounting ratios that are predictive of credit risk.

Key Facts 

  • Geographical coverage
    Global
  • History
    From 1972
  • Data format
    CSV
    JSON
    Python
    User Interface
    XML
  • Delivery mechanism
    API
    Desktop
    Excel
  • Data frequency
    Daily

Features & Benefits

What you get with StarMine Private Company SmartRatios Credit Risk Model

  • Combining the accounting ratios in a weighting scheme that ensures the most important ratios for a given sector receive the most weight.
  • PCSRCR model utilizes industry-specific metrics for companies in the Banking, Insurance, Utility, Retail, Airline, and Oil & Gas industries.

How it works

Accessing the dataset

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