LIBOR Transition and Replacement Rate solutions

Forward-looking term rates

LIBOR underpins hundreds of trillions of dollars of financial instruments and contracts, making it one of the most widely used benchmarks in the world. In select markets, participants require a LIBOR alternative benchmark that has a forward-looking term structure.

The most commonly used tenors of LIBOR are forward looking. For example, the rate is widely used in 1-month, 3-month and 6-month tenors. The central bank administered risk free alternative benchmarks such as SONIA, SOFR, €STR, TONA and SARON are overnight rates and typically used by compounding the rates over a certain period of time, which makes them backward-looking. In select markets, participants either prefer or require a forward-looking rate. In these markets it may be suitable to adopt a forward-looking term rate based on swaps or futures as an alternative to LIBOR. 

What are forward-looking term rates?

Forward-looking term rates are LIBOR alternative benchmarks. They are typically based upon data from the swaps or futures markets to determine the risk-free rate for a predefined period in the future – e.g. 1-month, 3-month or 6-month.

Today, forward-looking LIBOR alternative term rates exist for the GBP (SONIA) and JPY (TONA) markets and it is widely expected there will also be comparable forward-looking rates in USD and EUR markets as well.

Term SONIA launched in January 2021.

Our solution

Our solutions for forward-looking term rates

For the GBP market, LSEG administer a forward-looking Term SONIA Reference Rate, which is regulatory compliant. The FTSE Term SONIA benchmark launched on 11 January 2021, and available in 1-month, 3-month, 6-month and 12-month tenors.

Further details (including the rate itself) are available at FTSE Term SONIA.

For the JPY market, LSEG carry the QUICK administered forward-looking term rate – TORF.  

Currently both the USD and EUR markets lack sufficient liquidity in underlying derivatives to build robust forward looking Term SOFR and Term €STR rates respectively. However, LSEG expect liquidity to develop in the relevant underlying markets in the near future. Once there is sufficient input data LSEG will seek to commence publishing forward looking Term SOFR and Term €STR rates at the earliest opportunity.

A table which presents a summary of the Term SONIA Reference Rate, description: forward looking term rate, tenor: 1M with Ric GBPTRR1M=RFTB, tenor: 3M with Ric GBPTRR3M-RFTB, tenor: 6M with Ric GBPTRR6M=RFTB, tenor: 1Y with Ric GBPTRR1Y=RFTB

Benefits

Why choose LSEG forward-looking term rates?

Published in all circumstances

FTSE Term SONIA was designed against the backdrop of the COVID-19 crisis. The robust waterfall methodology ensures a rate can be published in even the most volatile periods.

Anti-gaming features

Preproduction checks the methodology and monitoring and surveillance protect against the risk of manipulation

Strong governance

The production rate is administered by RBSL (Refinitiv Benchmark Services Ltd) in compliance with UK Benchmark Regulation.

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